Our investment process begins with us gaining an understanding of your needs, attitudes, and aspirations. We emphasize the need for a process to ensure we are not missing anything that might be important.
The information this evaluation yields becomes the mortar in building your financial program—the better the information you provide, the stronger the bonds holding together our approach.
It is only at the end that we consider what combination of mutual funds, individual stocks or bonds we utilize in your program. Frankly, these are simply a means to an end, so we are far more intent on getting a clear picture of what that destination looks like.
Once your program is implemented, we may offer you continued guidance through updates on the performance of your investments and invitations to re-evaluate your program at regular intervals. We also encourage you to update us on changes to your life that will impact our decisions.